Health Insurance for Students in Canada
Studying in Canada? Understanding health insurance is crucial. This guide provides insights into provincial policies to help you make informed decisions about your wellbeing.
Understanding Health Insurance in Canada
Before you start your academic journey in Canada, research health insurance options in your intended province. International students are obligated to have health insurance throughout their stay. While some provinces offer coverage, others require private insurance, often available through your Canadian institution. Institutions in provinces without provincial healthcare coverage may mandate health plans or offer optional ones.
Related Links:
Study to Immigrate Program
Permanent Residency For Students
How to Get a Canada Study Permit
How to Extend your Canada Study Permit
Student Life In Canada
Student Direct Stream
Work in Canada as a Student
Post-Graduation Work Permit Program (PGWPP)
Study Permit Visa For Partner
Designated Learning Institutions (DLI)
How to Prepare for an IELTS Exam
Canada Education System
Levels of Education in Canada
Health Insurance Policies in Canadian Provinces
Here’s a breakdown of provincial policies:
| Provinces | Coverage | Requirements | Application Processing |
| Alberta | YES | Minimum 12-month study permitMinimum 12-month residence in AlbertaStudents under 18 added to a parent or guardian’s insurance | Within 90 days of arrival |
| British Columbia | YES | Minimum six-month study permit | Note: Coverage begins after 3 months. Apply immediately upon arrival |
| Manitoba | YES | Minimum six-month study permitMinimum six-month residency per calendar year | – |
| New Brunswick | YES | Private insurance is required; institutions may offer optional or mandatory plans. | |
| Newfoundland and Labrador | YES | Minimum 12-month study permit | |
| Northwest Territories | YES | Minimum 12-month study permit | |
| Nova Scotia | YES | Minimum 12-month study permit | Apply on the first day of the thirteenth month following arrival |
| Ontario | NO | – | Note: Most Ontario universities offer the University Health Insurance Plan (UHIP). International students must enroll unless exempt. |
| Prince Edward Island | NO | Private insurance required; institutions may offer optional or mandatory plans. | – |
| Quebec | NO, with exceptions | Exceptions: Students from specific countries and certain scholarships may be eligible. Otherwise, private insurance is mandatory. | – |
| Saskatchewan | YES | Study permit and proof of full-time enrollment | – |
| Yukon | NO | – | – |
Contact ImmigCanada for Assistance!
Navigating health insurance can be complex. The ImmigCanada Immigration Consulting Services is here to help. Schedule a free telephone consultation with our RCIC for expert guidance on studying in Canada.
Explore your educational journey in Canada with confidence—prioritize your well-being with the right health insurance.
